Side-by-side · Q2 2026 data
First Financial Bank vs Trinity Capital Bank of Texas
Metric by metric
| Measure | First Financial Bank | Trinity Capital Bank of Texas |
|---|---|---|
| TellerScore | 76 (stronger) | 69 |
| Capital cushion | 66 (stronger) | 46 |
| Loan quality | 74 | 89 (stronger) |
| Earnings | 91 (stronger) | 86 |
| Funding & liquidity | 65 (stronger) | 45 |
| Problem-loan coverage | 93 | 94 (stronger) |
| Peer percentile | 91st | 40th |
| Total assets | $15.2B | $456.6M |
| Deposits / shares | $13.3B | $355.1M |
| Capital ratio | 11.61% (stronger) | 9.56% |
| Problem loans | 0.77% | 0.33% (stronger) |
| Net charge-offs | -0.01% | -0.03% (stronger) |
| Return on assets | 1.77% (stronger) | 1.64% |
| Loans ÷ deposits | 62.1% (stronger) | 100.0% |
| Uninsured deposits | 44.7% | 29.1% (stronger) |
| Offices | 80 | 5 |
| CFPB complaints (3 yrs) | 26 | — |
| Complaints per $1B deposits | 2.0 | — |
| Mortgage denial rate (HMDA) | 12.6% | 30.7% |
First Financial Bank has the higher TellerScore (76 vs 69). On the 7 directional measures above (where higher or lower is clearly better), First Financial Bank leads on 4 and Trinity Capital Bank of Texas on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.