The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (69 → 69).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Texas

Yes. Trinity Capital Bank of Texas is an FDIC-insured institution (FDIC certificate #13000). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 29.1% of deposits ($103.3M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.56%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

Trinity Capital Bank of Texas lists 5 offices in 4 cities. Most locations:

• Ennis, TX (2)
• Dallas, TX (1)
• Forney, TX (1)
• Sunnyvale, TX (1)

All branch addresses and map

In 2025, Trinity Capital Bank of Texas reported 99 home-loan applications under HMDA (LEI 549300L0KQ09W67V4228): 52 originated ($18,180,000 total), 23 denied, and 24 withdrawn or closed by the applicant. Its denial rate on decided applications was 30.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Trinity Capital Bank of Texas

Former names

Ennis State Bank

Type

State-chartered bank

FDIC certificate #

13000

RSSD ID

435059

Primary regulator

FDIC

Holding company

Ennis Bancshares Inc

Established

January 1, 1933

Headquarters

815 W Ennis Ave, Ennis, TX 75119

Website

www.tcbtexas.com

Employees

69