Side-by-side · Q2 2026 data
First Financial Bank vs Children'S Medical Center Federal Credit Union
Credit union
Children'S Medical Center Federal Credit Union
Cincinnati, Ohio · Under $100 million in assets
Metric by metric
| Measure | First Financial Bank | Children'S Medical Center Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 91 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 77 | 83 (stronger) |
| Earnings | 82 (stronger) | 79 |
| Funding & liquidity | 54 | 99 (stronger) |
| Problem-loan coverage | 94 | 98 (stronger) |
| Peer percentile | 66th | 90th |
| Total assets | $22.4B | $46.8M |
| Deposits / shares | $17.8B | $37.1M |
| Capital ratio | 9.78% | 20.33% (stronger) |
| Problem loans | 0.70% | 0.52% (stronger) |
| Net charge-offs | 0.27% | 0.17% (stronger) |
| Return on assets | 1.56% (stronger) | 1.48% |
| Loans ÷ deposits | 76.3% | 43.9% (stronger) |
| Uninsured deposits | 41.9% | 16.2% (stronger) |
| Offices | 158 | 1 |
| CFPB complaints (3 yrs) | 59 | — |
| Complaints per $1B deposits | 3.3 | — |
| Mortgage denial rate (HMDA) | 24.9% | — |
Children'S Medical Center Federal Credit Union has the higher TellerScore (91 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Financial Bank leads on 1 and Children'S Medical Center Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.