TellerScore

Children'S Medical Center Federal Credit Union is a federal credit union headquartered in Cincinnati, Ohio, in business for about 56 years. At the end of Q2 2026 it reported $46.8M in total assets and $37.1M in member shares and deposits, with 1 office.

Children'S Medical Center Federal Credit Union has a TellerScore of 91 out of 100 (very strong) based on Q2 2026 data — higher than 90% of its 2,479 credit unions with under $100 million in assets. Among 192 credit unions headquartered in Ohio, it ranks 13th. Capital cushion contributes the most (100/100, 20.33%); earnings contributes the least (79/100, 1.48%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 20.33%
Loan quality83/100
Loans 60+ days delinquent ÷ total loans: 0.52%
Earnings79/100
Return on assets (annualized): 1.48%
Funding & liquidity99/100
Loans ÷ shares: 43.9% · 16.2% uninsured
Problem-loan coverage98/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.88%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 3 points (94 → 91), mostly because the loan quality component weakened by 8 points.

TellerScore
879195Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202490
Q3 202493
Q4 202493
Q1 202587
Q2 202594
Q3 202595
Q4 202593
Q1 202690
Q2 202691
Net worth ratio
7.00%13.66%20.33%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202418.22%
Q3 202418.72%
Q4 202419.50%
Q1 202519.16%
Q2 202519.71%
Q3 202519.96%
Q4 202520.02%
Q1 202620.01%
Q2 202620.33%
Delinquent loans (60+ days)
0.07%0.38%0.69%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.10%
Q3 20240.07%
Q4 20240.13%
Q1 20250.12%
Q2 20250.27%
Q3 20250.31%
Q4 20250.51%
Q1 20260.69%
Q2 20260.52%
Return on assets
0.45%1.05%1.65%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.85%
Q3 20241.20%
Q4 20241.19%
Q1 20250.45%
Q2 20251.62%
Q3 20251.65%
Q4 20251.65%
Q1 20261.55%
Q2 20261.48%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202691$46.8M20.33%0.52%1.48%43.9%
Q1 202690$46.7M20.01%0.69%1.55%42.4%
Q4 202593$45.8M20.02%0.51%1.65%45.1%
Q3 202595$44.9M19.96%0.31%1.65%45.9%
Q2 202594$44.5M19.71%0.27%1.62%47.8%
Q1 202587$44.8M19.16%0.12%0.45%48.4%
Q4 202493$43.1M19.50%0.13%1.19%55.2%
Q3 202493$44.1M18.72%0.07%1.20%55.1%
Q2 202490$44.3M18.22%0.10%0.85%56.1%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio20.33%
78th
Problem loans0.52%
58th
Net charge-offs0.17%
51st
Return on assets1.48%
84th
Loans to deposits43.9%
73rd
Uninsured deposits16.2%
2nd
Loan-loss reserves0.00%
37th
Texas ratio0.9%
67th

Similar-size credit unions in Ohio

InstitutionScoreAssetsCapitalProblem loansCompare
Firstenergy Family Credit UnionCredit union Akron, OH93 out of 100, Very strong$47.2M16.5%0.53%vs
Toledo Fire Fighters Federal Credit UnionCredit union Toledo, OH95 out of 100, Very strong$45.5M17.8%0.34%vs
All Saints Federal Credit UnionCredit union Parma, OH80 out of 100, Strong$45.4M19.4%1.08%vs
First Ohio Community Federal Credit UnionCredit union North Canton, OH77 out of 100, Strong$45.2M10.7%0.00%vs
New Horizon Federal Credit UnionCredit union Barberton, OH82 out of 100, Strong$44.9M13.2%0.17%vs
Painesville Credit UnionCredit union Painesville, OH83 out of 100, Strong$48.7M15.4%0.32%vs

Deposit insurance

Is my money safe at Children'S Medical Center Federal Credit Union?

Yes. Children'S Medical Center Federal Credit Union is a federally insured credit union (NCUA charter #20186). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 16.2% of shares and deposits ($6.0M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 20.33%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Children'S Medical Center Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Children'S Medical Center Federal Credit Union
Type
Federal credit union
NCUA charter #
20186
RSSD ID
464282
Primary regulator
NCUA
Established
1970
Headquarters
3333 Burnet Ave, Cincinnati, OH 45229
Employees
4

Quick answers

Children'S Medical Center Federal Credit Union: common questions

Is Children'S Medical Center Federal Credit Union NCUA insured?

Yes. Children'S Medical Center Federal Credit Union is a federally insured credit union (NCUA charter #20186). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Children'S Medical Center Federal Credit Union's TellerScore?

91 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Children'S Medical Center Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

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InstitutionScoreAssetsCapitalProblem loansCompare
Superior Credit Union, IncCredit union Lima, OH94 out of 100, Very strong$2.0B15.2%0.20%vs
Cincinnati Interagency Federal Credit UnionCredit union Cincinnati, OH92 out of 100, Very strong$30.8M18.2%0.82%vs
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