Side-by-side · Q2 2026 data
First Financial Bank vs Kentland Bank
Metric by metric
| Measure | First Financial Bank | Kentland Bank |
|---|---|---|
| TellerScore | 68 | 75 (stronger) |
| Capital cushion | 48 | 75 (stronger) |
| Loan quality | 77 | 81 (stronger) |
| Earnings | 82 (stronger) | 81 |
| Funding & liquidity | 54 | 59 (stronger) |
| Problem-loan coverage | 94 (stronger) | 75 |
| Peer percentile | 66th | 61st |
| Total assets | $22.4B | $419.4M |
| Deposits / shares | $17.8B | $321.9M |
| Capital ratio | 9.78% | 12.54% (stronger) |
| Problem loans | 0.70% | 0.56% (stronger) |
| Net charge-offs | 0.27% | 0.01% (stronger) |
| Return on assets | 1.56% (stronger) | 1.53% |
| Loans ÷ deposits | 76.3% (stronger) | 87.9% |
| Uninsured deposits | 41.9% | 27.3% (stronger) |
| Offices | 158 | 5 |
| CFPB complaints (3 yrs) | 59 | — |
| Complaints per $1B deposits | 3.3 | — |
| Mortgage denial rate (HMDA) | 24.9% | — |
Kentland Bank has the higher TellerScore (75 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Financial Bank leads on 2 and Kentland Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.