TellerScore

Side-by-side · Q2 2026 data

First Financial Bank in Winnebago vs Alliance Bank

Bank

First Financial Bank in Winnebago

Winnebago, Minnesota · Under $100 million in assets

82of 100
Strong

Bank

Alliance Bank

Lake City, Minnesota · $100 million – $1 billion

70of 100
Strong

Metric by metric

MeasureFirst Financial Bank in WinnebagoAlliance Bank
TellerScore82 (stronger)70
Capital cushion88 (stronger)51
Loan quality78100 (stronger)
Earnings71 (stronger)60
Funding & liquidity88 (stronger)50
Problem-loan coverage91100 (stronger)
Peer percentile70th43rd
Total assets$58.1M$755.9M
Deposits / shares$47.7M$657.9M
Capital ratio13.81% (stronger)10.07%
Problem loans0.66%0.01% (stronger)
Net charge-offs0.00%-0.01% (stronger)
Return on assets1.27% (stronger)1.00%
Loans ÷ deposits72.5% (stronger)92.0%
Uninsured deposits10.0% (stronger)31.4%
Offices16
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—13.3%

First Financial Bank in Winnebago has the higher TellerScore (82 vs 70). On the 7 directional measures above (where higher or lower is clearly better), First Financial Bank in Winnebago leads on 5 and Alliance Bank on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions