Side-by-side · Q2 2026 data
First Financial Bank, National Association vs First Farmers & Commercial Bank
Bank
First Financial Bank, National Association
Terre Haute, Indiana · $1 billion – $10 billion
Metric by metric
| Measure | First Financial Bank, National Association | First Farmers & Commercial Bank |
|---|---|---|
| TellerScore | 68 | 71 (stronger) |
| Capital cushion | 54 (stronger) | 49 |
| Loan quality | 80 | 98 (stronger) |
| Earnings | 78 (stronger) | 53 |
| Funding & liquidity | 45 | 77 (stronger) |
| Problem-loan coverage | 92 | 99 (stronger) |
| Peer percentile | 49th | 47th |
| Total assets | $6.2B | $226.4M |
| Deposits / shares | $4.9B | $202.8M |
| Capital ratio | 10.36% (stronger) | 9.86% |
| Problem loans | 0.61% | 0.07% (stronger) |
| Net charge-offs | 0.20% | -0.00% (stronger) |
| Return on assets | 1.45% (stronger) | 0.82% |
| Loans ÷ deposits | 91.1% | 80.3% (stronger) |
| Uninsured deposits | 36.4% | 17.4% (stronger) |
| Offices | 78 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 28.8% | — |
First Farmers & Commercial Bank has the higher TellerScore (71 vs 68). On the 7 directional measures above (where higher or lower is clearly better), First Financial Bank, National Association leads on 2 and First Farmers & Commercial Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Dayton, TN