Side-by-side · Q2 2026 data
First Financial Federal Credit Union vs B-M S Federal Credit Union
Credit union
B-M S Federal Credit Union
New Brunswick, New Jersey · Under $100 million in assets
Metric by metric
| Measure | First Financial Federal Credit Union | B-M S Federal Credit Union |
|---|---|---|
| TellerScore | 38 | 80 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 7 | 82 (stronger) |
| Earnings | 36 (stronger) | 25 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 54 | 98 (stronger) |
| Peer percentile | 1st | 65th |
| Total assets | $176.1M | $81.7M |
| Deposits / shares | $162.6M | $65.7M |
| Capital ratio | 8.30% | 21.09% (stronger) |
| Problem loans | 2.78% | 0.54% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.27% |
| Return on assets | 0.40% (stronger) | 0.13% |
| Loans ÷ deposits | 68.0% | 37.7% (stronger) |
| Uninsured deposits | 3.8% (stronger) | 13.2% |
| Offices | 4 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
B-M S Federal Credit Union has the higher TellerScore (80 vs 38). On the 7 directional measures above (where higher or lower is clearly better), First Financial Federal Credit Union leads on 3 and B-M S Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.