Side-by-side · Q2 2026 data
First Financial Federal Credit Union vs Jersey Shore Federal Credit Union
Credit union
Jersey Shore Federal Credit Union
Northfield, New Jersey · $100 million – $1 billion
Metric by metric
| Measure | First Financial Federal Credit Union | Jersey Shore Federal Credit Union |
|---|---|---|
| TellerScore | 38 | 73 (stronger) |
| Capital cushion | 33 | 48 (stronger) |
| Loan quality | 7 | 90 (stronger) |
| Earnings | 36 | 58 (stronger) |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 54 | 97 (stronger) |
| Peer percentile | 1st | 60th |
| Total assets | $176.1M | $246.3M |
| Deposits / shares | $162.6M | $227.0M |
| Capital ratio | 8.30% | 9.76% (stronger) |
| Problem loans | 2.78% | 0.29% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.14% |
| Return on assets | 0.40% | 0.96% (stronger) |
| Loans ÷ deposits | 68.0% | 57.3% (stronger) |
| Uninsured deposits | 3.8% (stronger) | 6.8% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Jersey Shore Federal Credit Union has the higher TellerScore (73 vs 38). On the 7 directional measures above (where higher or lower is clearly better), First Financial Federal Credit Union leads on 2 and Jersey Shore Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.