Side-by-side · Q2 2026 data
First Financial Federal Credit Union vs Riegel Federal Credit Union
Metric by metric
| Measure | First Financial Federal Credit Union | Riegel Federal Credit Union |
|---|---|---|
| TellerScore | 38 | 58 (stronger) |
| Capital cushion | 33 | 54 (stronger) |
| Loan quality | 7 | 41 (stronger) |
| Earnings | 36 | 36 |
| Funding & liquidity | 92 | 100 (stronger) |
| Problem-loan coverage | 54 | 91 (stronger) |
| Peer percentile | 1st | 16th |
| Total assets | $176.1M | $167.7M |
| Deposits / shares | $162.6M | $149.4M |
| Capital ratio | 8.30% | 10.36% (stronger) |
| Problem loans | 2.78% | 1.77% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.38% |
| Return on assets | 0.40% | 0.40% (stronger) |
| Loans ÷ deposits | 68.0% | 30.8% (stronger) |
| Uninsured deposits | 3.8% (stronger) | 5.0% |
| Offices | 4 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Riegel Federal Credit Union has the higher TellerScore (58 vs 38). On the 7 directional measures above (where higher or lower is clearly better), First Financial Federal Credit Union leads on 2 and Riegel Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.