Side-by-side · Q2 2026 data
First Financial of Maryland Federal Credit Union vs Point Breeze Credit Union
Credit union
First Financial of Maryland Federal Credit Union
Sparks, Maryland · $1 billion – $10 billion
Metric by metric
| Measure | First Financial of Maryland Federal Credit Union | Point Breeze Credit Union |
|---|---|---|
| TellerScore | 79 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 90 |
| Loan quality | 82 | 89 (stronger) |
| Earnings | 33 | 37 (stronger) |
| Funding & liquidity | 82 (stronger) | 80 |
| Problem-loan coverage | 96 | 97 (stronger) |
| Peer percentile | 86th | 84th |
| Total assets | $1.4B | $1.1B |
| Deposits / shares | $1.2B | $914.1M |
| Capital ratio | 16.73% (stronger) | 14.02% |
| Problem loans | 0.54% | 0.32% (stronger) |
| Net charge-offs | 0.45% | 0.18% (stronger) |
| Return on assets | 0.33% | 0.42% (stronger) |
| Loans ÷ deposits | 78.6% (stronger) | 79.8% |
| Uninsured deposits | 5.8% | 5.2% (stronger) |
| Offices | 10 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.0% | 7.6% |
First Financial of Maryland Federal Credit Union has the higher TellerScore (79 vs 78). On the 7 directional measures above (where higher or lower is clearly better), First Financial of Maryland Federal Credit Union leads on 3 and Point Breeze Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.