The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (77 → 78).

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Maryland

Yes. Point Breeze Credit Union is a federally insured credit union (NCUA charter #66585). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 5.2% of shares and deposits ($47.5M) are above the $250,000 NCUA insurance limit, below the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 14.02%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Point Breeze Credit Union lists 6 offices in 6 cities across 2 states. Most locations:

• Baltimore, MD (1)
• Bel Air, MD (1)
• Hunt Valley, MD (1)
• Owings Mills, MD (1)
• San Diego, CA (1)
• Westminster, MD (1)

All branch addresses and map

In 2025, Point Breeze Credit Union reported 400 home-loan applications under HMDA (LEI 5493000UZ37PYF2QMT96): 348 originated ($90,890,000 total), 29 denied, and 18 withdrawn or closed by the applicant. Its denial rate on decided applications was 7.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Point Breeze Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

66585

RSSD ID

225090

Primary regulator

State + NCUA

Established

1935

Headquarters

11104 McCormick Rd, Hunt Valley, MD 21031

Employees

135