Side-by-side · Q2 2026 data
First Freedom Bank vs Old Hickory Credit Union
Metric by metric
| Measure | First Freedom Bank | Old Hickory Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 65 |
| Capital cushion | 75 (stronger) | 55 |
| Loan quality | 100 (stronger) | 61 |
| Earnings | 100 (stronger) | 58 |
| Funding & liquidity | 53 | 89 (stronger) |
| Problem-loan coverage | 94 (stronger) | 84 |
| Peer percentile | 88th | 34th |
| Total assets | $817.8M | $347.3M |
| Deposits / shares | $710.0M | $309.7M |
| Capital ratio | 12.45% (stronger) | 10.52% |
| Problem loans | 0.01% (stronger) | 1.17% |
| Net charge-offs | 0.13% (stronger) | 0.67% |
| Return on assets | 1.99% (stronger) | 0.95% |
| Loans ÷ deposits | 95.8% | 71.0% (stronger) |
| Uninsured deposits | 25.0% | 1.9% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | 29.2% |
First Freedom Bank has the higher TellerScore (85 vs 65). On the 7 directional measures above (where higher or lower is clearly better), First Freedom Bank leads on 5 and Old Hickory Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.