Side-by-side · Q2 2026 data
First Freedom Bank vs Studio Bank
Metric by metric
| Measure | First Freedom Bank | Studio Bank |
|---|---|---|
| TellerScore | 85 (stronger) | 57 |
| Capital cushion | 75 (stronger) | 45 |
| Loan quality | 100 (stronger) | 66 |
| Earnings | 100 (stronger) | 49 |
| Funding & liquidity | 53 | 59 (stronger) |
| Problem-loan coverage | 94 (stronger) | 79 |
| Peer percentile | 88th | 16th |
| Total assets | $817.8M | $1.3B |
| Deposits / shares | $710.0M | $1.2B |
| Capital ratio | 12.45% (stronger) | 9.49% |
| Problem loans | 0.01% (stronger) | 1.03% |
| Net charge-offs | 0.13% | 0.05% (stronger) |
| Return on assets | 1.99% (stronger) | 0.71% |
| Loans ÷ deposits | 95.8% | 87.4% (stronger) |
| Uninsured deposits | 25.0% (stronger) | 27.5% |
| Offices | 6 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | 2.6% |
First Freedom Bank has the higher TellerScore (85 vs 57). On the 7 directional measures above (where higher or lower is clearly better), First Freedom Bank leads on 5 and Studio Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.