Side-by-side · Q2 2026 data
First Freedom Bank vs Ten Credit Union
Metric by metric
| Measure | First Freedom Bank | Ten Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 62 |
| Capital cushion | 75 (stronger) | 36 |
| Loan quality | 100 (stronger) | 93 |
| Earnings | 100 (stronger) | 26 |
| Funding & liquidity | 53 | 90 (stronger) |
| Problem-loan coverage | 94 | 97 (stronger) |
| Peer percentile | 88th | 26th |
| Total assets | $817.8M | $392.0M |
| Deposits / shares | $710.0M | $337.2M |
| Capital ratio | 12.45% (stronger) | 8.63% |
| Problem loans | 0.01% (stronger) | 0.21% |
| Net charge-offs | 0.13% (stronger) | 0.27% |
| Return on assets | 1.99% (stronger) | 0.15% |
| Loans ÷ deposits | 95.8% | 70.2% (stronger) |
| Uninsured deposits | 25.0% | 6.5% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.5% | 13.2% |
First Freedom Bank has the higher TellerScore (85 vs 62). On the 7 directional measures above (where higher or lower is clearly better), First Freedom Bank leads on 5 and Ten Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.