Side-by-side · Q2 2026 data
First Guaranty Bank vs Crescent Bank
Metric by metric
| Measure | First Guaranty Bank | Crescent Bank |
|---|---|---|
| TellerScore | 38 | 89 (stronger) |
| Capital cushion | 21 | 100 (stronger) |
| Loan quality | 23 | 57 (stronger) |
| Earnings | 35 | 100 (stronger) |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 52 | 94 (stronger) |
| Peer percentile | 1st | 99th |
| Total assets | $3.9B | $1.1B |
| Deposits / shares | $3.5B | $880.1M |
| Capital ratio | 7.09% | 15.01% (stronger) |
| Problem loans | 2.30% | 1.28% (stronger) |
| Net charge-offs | 1.22% | -6.72% (stronger) |
| Return on assets | 0.39% | 8.34% (stronger) |
| Loans ÷ deposits | 50.0% | 43.7% (stronger) |
| Uninsured deposits | 25.3% | 3.2% (stronger) |
| Offices | 25 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | — |
Crescent Bank has the higher TellerScore (89 vs 38). On the 7 directional measures above (where higher or lower is clearly better), First Guaranty Bank leads on 0 and Crescent Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.