Side-by-side · Q2 2026 data
First Guaranty Bank vs Home Bank, National Association
Metric by metric
| Measure | First Guaranty Bank | Home Bank, National Association |
|---|---|---|
| TellerScore | 38 | 70 (stronger) |
| Capital cushion | 21 | 71 (stronger) |
| Loan quality | 23 | 68 (stronger) |
| Earnings | 35 | 75 (stronger) |
| Funding & liquidity | 89 (stronger) | 53 |
| Problem-loan coverage | 52 | 85 (stronger) |
| Peer percentile | 1st | 58th |
| Total assets | $3.9B | $3.6B |
| Deposits / shares | $3.5B | $3.1B |
| Capital ratio | 7.09% | 12.11% (stronger) |
| Problem loans | 2.30% | 0.95% (stronger) |
| Net charge-offs | 1.22% | 0.06% (stronger) |
| Return on assets | 0.39% | 1.38% (stronger) |
| Loans ÷ deposits | 50.0% (stronger) | 89.2% |
| Uninsured deposits | 25.3% (stronger) | 31.2% |
| Offices | 25 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | 9.8% |
Home Bank, National Association has the higher TellerScore (70 vs 38). On the 7 directional measures above (where higher or lower is clearly better), First Guaranty Bank leads on 2 and Home Bank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.