Side-by-side · Q2 2026 data
First Guaranty Bank vs Red River Bank
Metric by metric
| Measure | First Guaranty Bank | Red River Bank |
|---|---|---|
| TellerScore | 38 | 82 (stronger) |
| Capital cushion | 21 | 75 (stronger) |
| Loan quality | 23 | 96 (stronger) |
| Earnings | 35 | 78 (stronger) |
| Funding & liquidity | 89 (stronger) | 65 |
| Problem-loan coverage | 52 | 99 (stronger) |
| Peer percentile | 1st | 93rd |
| Total assets | $3.9B | $3.3B |
| Deposits / shares | $3.5B | $2.9B |
| Capital ratio | 7.09% | 12.49% (stronger) |
| Problem loans | 2.30% | 0.11% (stronger) |
| Net charge-offs | 1.22% | 0.01% (stronger) |
| Return on assets | 0.39% | 1.46% (stronger) |
| Loans ÷ deposits | 50.0% (stronger) | 76.9% |
| Uninsured deposits | 25.3% (stronger) | 31.7% |
| Offices | 25 | 28 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.4% | 17.4% |
Red River Bank has the higher TellerScore (82 vs 38). On the 7 directional measures above (where higher or lower is clearly better), First Guaranty Bank leads on 2 and Red River Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Alexandria, LA
- Bossier City, LA
- Marksville, LA