Side-by-side · Q2 2026 data
First Hawaiian Bank vs Hawaii First Federal Credit Union
Credit union
Hawaii First Federal Credit Union
Kamuela, Hawaii · Under $100 million in assets
Metric by metric
| Measure | First Hawaiian Bank | Hawaii First Federal Credit Union |
|---|---|---|
| TellerScore | 67 (stronger) | 41 |
| Capital cushion | 44 | 48 (stronger) |
| Loan quality | 90 (stronger) | 0 |
| Earnings | 70 (stronger) | 56 |
| Funding & liquidity | 52 | 84 (stronger) |
| Problem-loan coverage | 97 (stronger) | 32 |
| Peer percentile | 63rd | 3rd |
| Total assets | $23.6B | $73.4M |
| Deposits / shares | $20.2B | $63.2M |
| Capital ratio | 9.44% | 9.78% (stronger) |
| Problem loans | 0.30% (stronger) | 3.68% |
| Net charge-offs | 0.13% (stronger) | 1.29% |
| Return on assets | 1.25% (stronger) | 0.90% |
| Loans ÷ deposits | 71.5% (stronger) | 76.6% |
| Uninsured deposits | 48.4% | 7.7% (stronger) |
| Offices | 49 | 2 |
| CFPB complaints (3 yrs) | 114 | — |
| Complaints per $1B deposits | 5.7 | — |
| Mortgage denial rate (HMDA) | 24.2% | — |
First Hawaiian Bank has the higher TellerScore (67 vs 41). On the 7 directional measures above (where higher or lower is clearly better), First Hawaiian Bank leads on 5 and Hawaii First Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hilo, HI
- Kamuela, HI