Side-by-side · Q2 2026 data
First Heritage Bank vs Malvern Bank
Metric by metric
| Measure | First Heritage Bank | Malvern Bank |
|---|---|---|
| TellerScore | 79 (stronger) | 67 |
| Capital cushion | 52 (stronger) | 39 |
| Loan quality | 100 (stronger) | 88 |
| Earnings | 93 (stronger) | 78 |
| Funding & liquidity | 68 (stronger) | 53 |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 63rd | 34th |
| Total assets | $72.1M | $253.2M |
| Deposits / shares | $59.9M | $217.7M |
| Capital ratio | 10.21% (stronger) | 8.91% |
| Problem loans | 0.00% (stronger) | 0.37% |
| Net charge-offs | 0.00% (stronger) | 0.09% |
| Return on assets | 1.82% (stronger) | 1.45% |
| Loans ÷ deposits | 92.2% (stronger) | 98.9% |
| Uninsured deposits | 9.0% (stronger) | 22.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Heritage Bank has the higher TellerScore (79 vs 67). On the 7 directional measures above (where higher or lower is clearly better), First Heritage Bank leads on 7 and Malvern Bank on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.