Malvern Bank is a state-chartered bank headquartered in Malvern, Iowa, in business for about 134 years. At the end of Q2 2026 it reported $253.2M in total assets and $217.7M in deposits, with 1 office.
Based on its Q2 2026 filing, Malvern Bank scores 67/100, which we describe as moderate. That is higher than only 34% of 2,650 banks with $100 million – $1 billion. Among 226 banks headquartered in Iowa, it ranks 161st. Its strongest component is problem-loan coverage (93/100; 3.3%), and its lowest is capital cushion (39/100; 8.91%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 3 points (64 → 67), mostly because the loan quality component improved by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 64 |
| Q3 2024 | 64 |
| Q4 2024 | 65 |
| Q1 2025 | 69 |
| Q2 2025 | 64 |
| Q3 2025 | 65 |
| Q4 2025 | 65 |
| Q1 2026 | 71 |
| Q2 2026 | 67 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.93% |
| Q3 2024 | 8.76% |
| Q4 2024 | 9.06% |
| Q1 2025 | 9.17% |
| Q2 2025 | 9.29% |
| Q3 2025 | 9.59% |
| Q4 2025 | 9.30% |
| Q1 2026 | 9.18% |
| Q2 2026 | 8.91% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.03% |
| Q4 2024 | 0.02% |
| Q1 2025 | 0.18% |
| Q2 2025 | 0.63% |
| Q3 2025 | 0.59% |
| Q4 2025 | 0.40% |
| Q1 2026 | 0.09% |
| Q2 2026 | 0.37% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.70% |
| Q3 2024 | 0.83% |
| Q4 2024 | 0.95% |
| Q1 2025 | 1.34% |
| Q2 2025 | 1.35% |
| Q3 2025 | 1.36% |
| Q4 2025 | 1.34% |
| Q1 2026 | 1.48% |
| Q2 2026 | 1.45% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $253.2M | 8.91% | 0.37% | 1.45% | 98.9% |
| Q1 2026 | 71 | $252.3M | 9.18% | 0.09% | 1.48% | 97.7% |
| Q4 2025 | 65 | $242.0M | 9.30% | 0.40% | 1.34% | 103.0% |
| Q3 2025 | 65 | $230.0M | 9.59% | 0.59% | 1.36% | 98.6% |
| Q2 2025 | 64 | $224.4M | 9.29% | 0.63% | 1.35% | 94.5% |
| Q1 2025 | 69 | $224.5M | 9.17% | 0.18% | 1.34% | 93.3% |
| Q4 2024 | 65 | $230.1M | 9.06% | 0.02% | 0.95% | 105.0% |
| Q3 2024 | 64 | $218.7M | 8.76% | 0.03% | 0.83% | 98.5% |
| Q2 2024 | 64 | $216.0M | 8.93% | 0.00% | 0.70% | 97.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Denver Savings BankBank Denver, IA | 71 out of 100, Strong | $250.6M | 10.8% | 0.05% | vs |
| Heartland BankBank Somers, IA | 79 out of 100, Strong | $256.1M | 13.2% | 0.81% | vs |
| The Citizens First National Bank of Storm LakeBank Storm Lake, IA | 99 out of 100, Very strong | $256.5M | 15.9% | 0.03% | vs |
| First Bank HamptonBank Hampton, IA | 74 out of 100, Strong | $240.9M | 11.6% | 0.65% | vs |
| Security Trust & Savings BankBank Storm Lake, IA | 70 out of 100, Strong | $266.4M | 10.4% | 0.78% | vs |
| Westside State BankBank Westside, IA | 51 out of 100, Below average | $268.7M | 8.8% | 1.57% | vs |
Deposit insurance
Is my money safe at Malvern Bank?
Yes. Malvern Bank is an FDIC-insured institution (FDIC certificate #14230). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 22.1% of deposits ($48.1M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.91%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.61% (benchmark: 10%).
1 location
Branches
Malvern Bank lists 1 office in 1 city. Most locations:
- Malvern, IA (1)
Identity & history
Profile
- Legal name
- Malvern Bank
- Former names
- Malvern Trust & Savings Bank
- Type
- State-chartered bank
- FDIC certificate #
- 14230
- RSSD ID
- 756343
- Primary regulator
- FDIC
- Holding company
- Malvern Bancshares Inc
- Established
- January 1, 1892
- Headquarters
- 404 Main St, Malvern, IA 51551
- Website
- www.malvern.bank
- Employees
- 23
Quick answers
Malvern Bank: common questions
Is Malvern Bank FDIC insured?
Yes. Malvern Bank is an FDIC-insured institution (FDIC certificate #14230). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Malvern Bank's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Malvern Bank ever failed?
There is no failure record for FDIC certificate #14230 in the FDIC failed bank list.
How many branches does Malvern Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Malvern
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| North Western Employees Credit UnionCredit union Council Bluffs, IA | 94 out of 100, Very strong | $10.4M | 21.4% | 0.00% | vs |
| Omaha Federal Credit UnionCredit union Omaha, NE | 88 out of 100, Very strong | $118.0M | 15.3% | 1.05% | vs |
| Gallup Federal Credit UnionCredit union Omaha, NE | 84 out of 100, Strong | $16.4M | 18.1% | 0.05% | vs |
| First Heritage BankBank Shenandoah, IA | 79 out of 100, Strong | $72.1M | 10.2% | 0.00% | vs |
| Midstates Bank, National AssociationBank Council Bluffs, IA | 79 out of 100, Strong | $653.9M | 11.6% | 0.29% | vs |
| Woodmen Federal Credit UnionCredit union Omaha, NE | 79 out of 100, Strong | $9.2M | 14.0% | 0.20% | vs |