Side-by-side · Q2 2026 data
First Heritage Bank vs Vintage Bank Kansas
Metric by metric
| Measure | First Heritage Bank | Vintage Bank Kansas |
|---|---|---|
| TellerScore | 73 | 78 (stronger) |
| Capital cushion | 40 | 66 (stronger) |
| Loan quality | 100 (stronger) | 82 |
| Earnings | 81 | 88 (stronger) |
| Funding & liquidity | 67 | 74 (stronger) |
| Problem-loan coverage | 100 (stronger) | 93 |
| Peer percentile | 53rd | 72nd |
| Total assets | $303.4M | $288.6M |
| Deposits / shares | $280.1M | $231.4M |
| Capital ratio | 9.05% | 11.56% (stronger) |
| Problem loans | 0.00% (stronger) | 0.53% |
| Net charge-offs | -0.01% (stronger) | 0.06% |
| Return on assets | 1.51% | 1.70% (stronger) |
| Loans ÷ deposits | 69.5% (stronger) | 77.4% |
| Uninsured deposits | 36.6% | 22.8% (stronger) |
| Offices | 5 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 8.9% | 10.7% |
Vintage Bank Kansas has the higher TellerScore (78 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First Heritage Bank leads on 3 and Vintage Bank Kansas on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.