Side-by-side · Q2 2026 data
First Horizon Bank vs Merchants & Planters' Bank
Metric by metric
| Measure | First Horizon Bank | Merchants & Planters' Bank |
|---|---|---|
| TellerScore | 64 (stronger) | 62 |
| Capital cushion | 53 (stronger) | 52 |
| Loan quality | 72 (stronger) | 57 |
| Earnings | 76 (stronger) | 58 |
| Funding & liquidity | 38 | 80 (stronger) |
| Problem-loan coverage | 89 (stronger) | 87 |
| Peer percentile | 46th | 22nd |
| Total assets | $84.1B | $379.4M |
| Deposits / shares | $68.8B | $340.9M |
| Capital ratio | 10.32% (stronger) | 10.15% |
| Problem loans | 0.83% (stronger) | 1.29% |
| Net charge-offs | 0.19% | -0.26% (stronger) |
| Return on assets | 1.40% (stronger) | 0.95% |
| Loans ÷ deposits | 94.7% | 52.8% (stronger) |
| Uninsured deposits | 40.3% | 32.8% (stronger) |
| Offices | 403 | 10 |
| CFPB complaints (3 yrs) | 535 | — |
| Complaints per $1B deposits | 7.8 | — |
| Mortgage denial rate (HMDA) | 25.4% | — |
First Horizon Bank has the higher TellerScore (64 vs 62). On the 7 directional measures above (where higher or lower is clearly better), First Horizon Bank leads on 4 and Merchants & Planters' Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Newport, AR