Side-by-side · Q2 2026 data
First Horizon Bank vs RiverBank
Metric by metric
| Measure | First Horizon Bank | RiverBank |
|---|---|---|
| TellerScore | 64 (stronger) | 48 |
| Capital cushion | 53 | 72 (stronger) |
| Loan quality | 72 (stronger) | 0 |
| Earnings | 76 (stronger) | 69 |
| Funding & liquidity | 38 | 48 (stronger) |
| Problem-loan coverage | 89 (stronger) | 58 |
| Peer percentile | 46th | 6th |
| Total assets | $84.1B | $174.4M |
| Deposits / shares | $68.8B | $150.4M |
| Capital ratio | 10.32% | 12.18% (stronger) |
| Problem loans | 0.83% (stronger) | 3.42% |
| Net charge-offs | 0.19% | 0.01% (stronger) |
| Return on assets | 1.40% (stronger) | 1.23% |
| Loans ÷ deposits | 94.7% | 89.3% (stronger) |
| Uninsured deposits | 40.3% | 35.5% (stronger) |
| Offices | 403 | 4 |
| CFPB complaints (3 yrs) | 535 | — |
| Complaints per $1B deposits | 7.8 | — |
| Mortgage denial rate (HMDA) | 25.4% | — |
First Horizon Bank has the higher TellerScore (64 vs 48). On the 7 directional measures above (where higher or lower is clearly better), First Horizon Bank leads on 3 and RiverBank on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.