Side-by-side · Q2 2026 data
First Independence Bank vs JPMorgan Chase Bank, Dearborn
Metric by metric
| Measure | First Independence Bank | JPMorgan Chase Bank, Dearborn |
|---|---|---|
| TellerScore | 74 | 94 (stronger) |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 76 | 100 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 57 | 61 (stronger) |
| Problem-loan coverage | 91 | 100 (stronger) |
| Peer percentile | 57th | 96th |
| Total assets | $875.3M | $71.5M |
| Deposits / shares | $703.4M | $500K |
| Capital ratio | 10.82% | 99.63% (stronger) |
| Problem loans | 0.71% | 0.00% (stronger) |
| Net charge-offs | 2.11% | 0.00% (stronger) |
| Return on assets | 2.08% | 2.85% (stronger) |
| Loans ÷ deposits | 74.6% | 0.0% (stronger) |
| Uninsured deposits | 40.7% (stronger) | 50.0% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
JPMorgan Chase Bank, Dearborn has the higher TellerScore (94 vs 74). On the 7 directional measures above (where higher or lower is clearly better), First Independence Bank leads on 1 and JPMorgan Chase Bank, Dearborn on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.