TellerScore

JPMorgan Chase Bank, Dearborn (FDIC certificate #21761) is based in Dearborn, Michigan. Its Q2 2026 call report shows $71.5M in total assets and $500K in deposits and 1 office.

JPMorgan Chase Bank, Dearborn has a TellerScore of 94 out of 100 (very strong) based on Q2 2026 data — higher than 96% of its 546 banks with under $100 million in assets. Among 72 banks headquartered in Michigan, it ranks 2nd. Capital cushion contributes the most (100/100, 99.63%); funding & liquidity contributes the least (61/100, 0% loans-to-deposits, 50% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 99.63%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings100/100
Return on assets (annualized): 2.85%
Funding & liquidity61/100
Loans ÷ deposits and uninsured-deposit share: 0.0% · 50.0% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (94 → 94).

TellerScore
939495Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202494
Q3 202494
Q4 202494
Q1 202594
Q2 202594
Q3 202594
Q4 202594
Q1 202694
Q2 202694
Tier 1 leverage ratio
5.00%52.34%99.68%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202499.66%
Q3 202499.65%
Q4 202499.68%
Q1 202599.58%
Q2 202599.66%
Q3 202599.60%
Q4 202599.62%
Q1 202699.54%
Q2 202699.63%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
2.75%3.51%4.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20244.26%
Q3 20244.21%
Q4 20244.13%
Q1 20253.30%
Q2 20253.41%
Q3 20253.38%
Q4 20253.32%
Q1 20262.75%
Q2 20262.85%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202694$71.5M99.63%0.00%2.85%0.0%
Q1 202694$71.0M99.54%0.00%2.75%0.0%
Q4 202594$70.4M99.62%0.00%3.32%0.0%
Q3 202594$69.9M99.60%0.00%3.38%0.0%
Q2 202594$69.3M99.66%0.00%3.41%0.0%
Q1 202594$68.8M99.58%0.00%3.30%0.0%
Q4 202494$68.1M99.68%0.00%4.13%0.0%
Q3 202494$67.5M99.65%0.00%4.21%0.0%
Q2 202494$66.8M99.66%0.00%4.26%0.0%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio99.63%
99th
Total risk-based capital507.91%
100th
Problem loans0.00%
84th
Net charge-offs0.00%
58th
Return on assets2.85%
96th
Net interest margin4.39%
71st
Efficiency ratio0.1%
100th
Loans to deposits0.0%
98th
Uninsured deposits50.0%
4th
Loan-loss reserves0.00%
2nd
Texas ratio0.0%
85th

Similar-size banks in Michigan

InstitutionScoreAssetsCapitalProblem loansCompare
Homestead Savings BankBank Albion, MI68 out of 100, Moderate$71.6M9.4%0.24%vs
The Port Austin State BankBank Port Austin, MI95 out of 100, Very strong$67.8M18.4%0.00%vs
First State Bank of MichiganBank Decatur, MI64 out of 100, Moderate$87.8M13.9%0.88%vs
The First National Bank of WakefieldBank Wakefield, MI68 out of 100, Moderate$52.6M10.1%0.71%vs
Mayville State BankBank Mayville, MI63 out of 100, Moderate$94.6M11.7%2.09%vs
Huron State BankBank Rogers City, MI63 out of 100, Moderate$95.1M12.4%2.05%vs

Deposit insurance

Is my money safe at JPMorgan Chase Bank, Dearborn?

Yes. JPMorgan Chase Bank, Dearborn is an FDIC-insured institution (FDIC certificate #21761). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 50.0% of deposits ($250K) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 99.63%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 507.91% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

JPMorgan Chase Bank, Dearborn lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
JPMorgan Chase Bank, Dearborn
Former names
National Bank of Dearborn; N.B.D. Dearborn Bank, National Association; Bank One, Dearborn, National Association
Type
State-chartered bank (Fed member)
FDIC certificate #
21761
RSSD ID
651448
Primary regulator
FED
Holding company
Jpmorgan Chase&co
Established
September 16, 1974
Headquarters
18800 Hubbard Dr, Dearborn, MI 48126
0

Quick answers

JPMorgan Chase Bank, Dearborn: common questions

Is JPMorgan Chase Bank, Dearborn FDIC insured?

Yes. JPMorgan Chase Bank, Dearborn is an FDIC-insured institution (FDIC certificate #21761). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is JPMorgan Chase Bank, Dearborn's TellerScore?

94 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has JPMorgan Chase Bank, Dearborn ever failed?

There is no failure record for FDIC certificate #21761 in the FDIC failed bank list.

How many branches does JPMorgan Chase Bank, Dearborn have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Dearborn

InstitutionScoreAssetsCapitalProblem loansCompare
Total Community Credit UnionCredit union Taylor, MI97 out of 100, Very strong$111.3M15.3%0.36%vs
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Cha-Tel Federal Credit UnionCredit union Charleston, WV86 out of 100, Very strong$11.5M13.6%0.04%vs