Side-by-side · Q2 2026 data
First Independent Bank vs Old National Bank
Metric by metric
| Measure | First Independent Bank | Old National Bank |
|---|---|---|
| TellerScore | 76 (stronger) | 59 |
| Capital cushion | 49 (stronger) | 38 |
| Loan quality | 95 (stronger) | 69 |
| Earnings | 82 (stronger) | 76 |
| Funding & liquidity | 76 (stronger) | 41 |
| Problem-loan coverage | 98 (stronger) | 89 |
| Peer percentile | 64th | 25th |
| Total assets | $632.3M | $73.9B |
| Deposits / shares | $533.0M | $57.0B |
| Capital ratio | 9.87% (stronger) | 8.80% |
| Problem loans | 0.14% (stronger) | 0.92% |
| Net charge-offs | 0.02% (stronger) | 0.26% |
| Return on assets | 1.55% (stronger) | 1.41% |
| Loans ÷ deposits | 82.0% (stronger) | 88.2% |
| Uninsured deposits | 16.8% (stronger) | 43.3% |
| Offices | 11 | 342 |
| CFPB complaints (3 yrs) | — | 269 |
| Complaints per $1B deposits | — | 4.7 |
| Mortgage denial rate (HMDA) | — | 22.1% |
First Independent Bank has the higher TellerScore (76 vs 59). On the 7 directional measures above (where higher or lower is clearly better), First Independent Bank leads on 7 and Old National Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Marshall, MN