Old National Bank is a national bank headquartered in Evansville, Indiana, in business for about 119 years. At the end of Q2 2026 it reported $73.9B in total assets and $57.0B in deposits, with 360 offices across 9 states.
Based on its Q2 2026 filing, Old National Bank scores 59/100, which we describe as moderate. That is higher than only 25% of 132 banks with $10 billion – $100 billion. Among 88 banks headquartered in Indiana, it ranks 63rd. Its strongest component is problem-loan coverage (89/100; 5.3%), and its lowest is capital cushion (38/100; 8.80%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (53 → 59), mostly because the earnings component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 55 |
| Q3 2024 | 53 |
| Q4 2024 | 54 |
| Q1 2025 | 54 |
| Q2 2025 | 53 |
| Q3 2025 | 53 |
| Q4 2025 | 55 |
| Q1 2026 | 57 |
| Q2 2026 | 59 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 8.85% |
| Q3 2024 | 8.95% |
| Q4 2024 | 9.07% |
| Q1 2025 | 9.28% |
| Q2 2025 | 8.98% |
| Q3 2025 | 8.55% |
| Q4 2025 | 8.52% |
| Q1 2026 | 8.67% |
| Q2 2026 | 8.80% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.95% |
| Q3 2024 | 1.22% |
| Q4 2024 | 1.24% |
| Q1 2025 | 1.31% |
| Q2 2025 | 1.27% |
| Q3 2025 | 1.23% |
| Q4 2025 | 1.07% |
| Q1 2026 | 1.04% |
| Q2 2026 | 0.92% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.06% |
| Q3 2024 | 1.10% |
| Q4 2024 | 1.13% |
| Q1 2025 | 1.17% |
| Q2 2025 | 1.04% |
| Q3 2025 | 1.09% |
| Q4 2025 | 1.16% |
| Q1 2026 | 1.35% |
| Q2 2026 | 1.41% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 59 | $73.9B | 8.80% | 0.92% | 1.41% | 88.2% |
| Q1 2026 | 57 | $72.6B | 8.67% | 1.04% | 1.35% | 87.1% |
| Q4 2025 | 55 | $71.8B | 8.52% | 1.07% | 1.16% | 86.8% |
| Q3 2025 | 53 | $71.0B | 8.55% | 1.23% | 1.09% | 85.5% |
| Q2 2025 | 53 | $70.7B | 8.98% | 1.27% | 1.04% | 86.4% |
| Q1 2025 | 54 | $53.6B | 9.28% | 1.31% | 1.17% | 87.2% |
| Q4 2024 | 54 | $53.2B | 9.07% | 1.24% | 1.13% | 87.3% |
| Q3 2024 | 53 | $53.3B | 8.95% | 1.22% | 1.10% | 87.7% |
| Q2 2024 | 55 | $52.8B | 8.85% | 0.95% | 1.06% | 88.6% |
132 peers · $10 billion – $100 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Merchants BankBank Muncie, IN | 58 out of 100, Moderate | $21.3B | 10.0% | 0.82% | vs |
| Merchants Bank of IndianaBank Carmel, IN | 63 out of 100, Moderate | $21.2B | 11.3% | 1.18% | vs |
| Centier BankBank Whiting, IN | 67 out of 100, Moderate | $10.4B | 10.7% | 0.82% | vs |
Deposit insurance
Is my money safe at Old National Bank?
Yes. Old National Bank is an FDIC-insured institution (FDIC certificate #3832). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 43.3% of deposits ($24.7B) are above the $250,000 FDIC insurance limit, above the peer median of 38%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.80%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.29% (benchmark: 10%).
360 locations
Branches
Old National Bank lists 342 offices in 260 cities across 9 states. Most locations:
- Indianapolis, IN (11)
- Chicago, IL (9)
- Evansville, IN (9)
- Madison, WI (7)
- Bloomington, IN (5)
- Fort Wayne, IN (4)
- Joliet, IL (4)
- Terre Haute, IN (4)
- Grand Rapids, MI (3)
- Louisville, KY (3)
- Milwaukee, WI (3)
- Muncie, IN (3)
CFPB complaint database
Consumer complaints
Over the last three years, the CFPB forwarded 269 consumer complaints about OLD NATIONAL BANCORP to the company (111 in the last 12 months). 99.6% received a timely response. That is 4.7 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.
Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.
HMDA 2025
Mortgage lending
In 2025, Old National Bank reported 16,041 home-loan applications under HMDA (LEI 549300AT7EB9FJAF0E61): 10,956 originated ($4,053,830,000 total), 3,183 denied, and 1,635 withdrawn or closed by the applicant. Its denial rate on decided applications was 22.1%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Old National Bank
- Former names
- The Peoples National Bank in Lawrenceville; The Peoples National Bank of St. Francisville
- Type
- National bank
- FDIC certificate #
- 3832
- RSSD ID
- 208244
- Primary regulator
- OCC
- Holding company
- Old National Bcorp
- Established
- August 27, 1907
- Headquarters
- 1 Main St, Evansville, IN 47708
- Website
- www.oldnational.com
- Employees
- 4,377
Quick answers
Old National Bank: common questions
Is Old National Bank FDIC insured?
Yes. Old National Bank is an FDIC-insured institution (FDIC certificate #3832). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Old National Bank's TellerScore?
59 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Old National Bank ever failed?
There is no failure record for FDIC certificate #3832 in the FDIC failed bank list.
How many branches does Old National Bank have?
360 offices as of the latest FDIC data, in 9 states.
Nearby
Highest-scoring banks and credit unions with branches near Evansville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Green River Area Federal Credit UnionCredit union Owensboro, KY | 89 out of 100, Very strong | $60.3M | 20.7% | 0.53% | vs |
| Owensboro Federal Credit UnionCredit union Owensboro, KY | 88 out of 100, Very strong | $88.3M | 14.2% | 0.26% | vs |
| Evansville Firefighters Federal Credit UnionCredit union Evansville, IN | 81 out of 100, Strong | $33.8M | 12.4% | 0.00% | vs |
| Diamond Valley Federal Credit UnionCredit union Evansville, IN | 78 out of 100, Strong | $178.8M | 12.9% | 0.72% | vs |
| United Community Bank of West Kentucky, Inc.Bank Morganfield, KY | 78 out of 100, Strong | $524.9M | 11.0% | 0.11% | vs |
| Heritage Federal Credit UnionCredit union Newburgh, IN | 77 out of 100, Strong | $1.0B | 12.3% | 0.33% | vs |