Side-by-side · Q2 2026 data
First Independent Bank vs Premier Bank Minnesota
Metric by metric
| Measure | First Independent Bank | Premier Bank Minnesota |
|---|---|---|
| TellerScore | 76 | 77 (stronger) |
| Capital cushion | 49 | 50 (stronger) |
| Loan quality | 95 | 99 (stronger) |
| Earnings | 82 | 97 (stronger) |
| Funding & liquidity | 76 (stronger) | 55 |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 64th | 68th |
| Total assets | $632.3M | $691.5M |
| Deposits / shares | $533.0M | $620.1M |
| Capital ratio | 9.87% | 10.02% (stronger) |
| Problem loans | 0.14% | 0.04% (stronger) |
| Net charge-offs | 0.02% | -0.01% (stronger) |
| Return on assets | 1.55% | 1.93% (stronger) |
| Loans ÷ deposits | 82.0% (stronger) | 86.9% |
| Uninsured deposits | 16.8% (stronger) | 31.6% |
| Offices | 11 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 14.9% |
Premier Bank Minnesota has the higher TellerScore (77 vs 76). On the 7 directional measures above (where higher or lower is clearly better), First Independent Bank leads on 2 and Premier Bank Minnesota on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.