Side-by-side · Q2 2026 data
First Independent Bank vs PrinsBank
Metric by metric
| Measure | First Independent Bank | PrinsBank |
|---|---|---|
| TellerScore | 76 | 85 (stronger) |
| Capital cushion | 49 | 70 (stronger) |
| Loan quality | 95 (stronger) | 90 |
| Earnings | 82 | 100 (stronger) |
| Funding & liquidity | 76 | 77 (stronger) |
| Problem-loan coverage | 98 | 98 |
| Peer percentile | 64th | 88th |
| Total assets | $632.3M | $308.3M |
| Deposits / shares | $533.0M | $262.9M |
| Capital ratio | 9.87% | 11.99% (stronger) |
| Problem loans | 0.14% (stronger) | 0.29% |
| Net charge-offs | 0.02% (stronger) | 0.19% |
| Return on assets | 1.55% | 2.99% (stronger) |
| Loans ÷ deposits | 82.0% | 68.0% (stronger) |
| Uninsured deposits | 16.8% (stronger) | 29.0% |
| Offices | 11 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
PrinsBank has the higher TellerScore (85 vs 76). On the 7 directional measures above (where higher or lower is clearly better), First Independent Bank leads on 3 and PrinsBank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.