Side-by-side · Q2 2026 data
First Interstate Bank vs 2unifi Bank
Metric by metric
| Measure | First Interstate Bank | 2unifi Bank |
|---|---|---|
| TellerScore | 62 | 93 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 63 | 100 (stronger) |
| Earnings | 68 | 100 (stronger) |
| Funding & liquidity | 71 (stronger) | 50 |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 35th | 94th |
| Total assets | $25.8B | $38.5M |
| Deposits / shares | $21.7B | $124K |
| Capital ratio | 9.42% | 38.37% (stronger) |
| Problem loans | 1.12% | 0.00% (stronger) |
| Net charge-offs | 0.16% | 0.00% (stronger) |
| Return on assets | 1.21% | 5.18% (stronger) |
| Loans ÷ deposits | 64.9% (stronger) | 4437.1% |
| Uninsured deposits | 36.4% | 0.0% (stronger) |
| Offices | 270 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.4% | — |
2unifi Bank has the higher TellerScore (93 vs 62). On the 7 directional measures above (where higher or lower is clearly better), First Interstate Bank leads on 1 and 2unifi Bank on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.