TellerScore

Side-by-side · Q2 2026 data

First Interstate Bank vs Community 1st Federal Credit Union

Bank

First Interstate Bank

Billings, Montana · $10 billion – $100 billion

62of 100
Moderate

Credit union

Community 1st Federal Credit Union

Miles City, Montana · Under $100 million in assets

58of 100
Moderate

Metric by metric

MeasureFirst Interstate BankCommunity 1st Federal Credit Union
TellerScore62 (stronger)58
Capital cushion4461 (stronger)
Loan quality63 (stronger)47
Earnings68 (stronger)51
Funding & liquidity71 (stronger)69
Problem-loan coverage90 (stronger)77
Peer percentile35th19th
Total assets$25.8B$43.2M
Deposits / shares$21.7B$37.6M
Capital ratio9.42%11.14% (stronger)
Problem loans1.12% (stronger)1.60%
Net charge-offs0.16% (stronger)0.37%
Return on assets1.21% (stronger)0.79%
Loans ÷ deposits64.9% (stronger)91.4%
Uninsured deposits36.4%1.3% (stronger)
Offices2702
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)29.4%—

First Interstate Bank has the higher TellerScore (62 vs 58). On the 7 directional measures above (where higher or lower is clearly better), First Interstate Bank leads on 5 and Community 1st Federal Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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