Side-by-side · Q2 2026 data
First Interstate Bank vs Healthcare Plus Federal Credit Union
Credit union
Healthcare Plus Federal Credit Union
Aberdeen, South Dakota · Under $100 million in assets
Metric by metric
| Measure | First Interstate Bank | Healthcare Plus Federal Credit Union |
|---|---|---|
| TellerScore | 62 (stronger) | 44 |
| Capital cushion | 44 (stronger) | 35 |
| Loan quality | 63 (stronger) | 40 |
| Earnings | 68 (stronger) | 31 |
| Funding & liquidity | 71 | 72 (stronger) |
| Problem-loan coverage | 90 (stronger) | 67 |
| Peer percentile | 35th | 4th |
| Total assets | $25.8B | $70.4M |
| Deposits / shares | $21.7B | $63.1M |
| Capital ratio | 9.42% (stronger) | 8.54% |
| Problem loans | 1.12% (stronger) | 1.80% |
| Net charge-offs | 0.16% (stronger) | 0.27% |
| Return on assets | 1.21% (stronger) | 0.29% |
| Loans ÷ deposits | 64.9% (stronger) | 88.0% |
| Uninsured deposits | 36.4% | 6.3% (stronger) |
| Offices | 270 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 29.4% | — |
First Interstate Bank has the higher TellerScore (62 vs 44). On the 7 directional measures above (where higher or lower is clearly better), First Interstate Bank leads on 6 and Healthcare Plus Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.