TellerScore

Side-by-side · Q2 2026 data

First Interstate Bank vs Sage Federal Credit Union

Bank

First Interstate Bank

Billings, Montana · $10 billion – $100 billion

62of 100
Moderate

Credit union

Sage Federal Credit Union

Klamath Falls, Oregon · $100 million – $1 billion

62of 100
Moderate

Metric by metric

MeasureFirst Interstate BankSage Federal Credit Union
TellerScore6262
Capital cushion4451 (stronger)
Loan quality6371 (stronger)
Earnings68 (stronger)38
Funding & liquidity7181 (stronger)
Problem-loan coverage90 (stronger)87
Peer percentile35th26th
Total assets$25.8B$385.1M
Deposits / shares$21.7B$343.2M
Capital ratio9.42%10.10% (stronger)
Problem loans1.12%0.86% (stronger)
Net charge-offs0.16% (stronger)0.50%
Return on assets1.21% (stronger)0.44%
Loans ÷ deposits64.9% (stronger)79.3%
Uninsured deposits36.4%8.1% (stronger)
Offices2705
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)29.4%—

Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), First Interstate Bank leads on 3 and Sage Federal Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Where both have branches

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