Side-by-side · Q2 2026 data
First Iowa State Bank vs Iowa State Bank
Metric by metric
| Measure | First Iowa State Bank | Iowa State Bank |
|---|---|---|
| TellerScore | 60 | 61 (stronger) |
| Capital cushion | 52 | 60 (stronger) |
| Loan quality | 29 (stronger) | 11 |
| Earnings | 100 | 100 |
| Funding & liquidity | 65 | 83 (stronger) |
| Problem-loan coverage | 69 | 73 (stronger) |
| Peer percentile | 19th | 20th |
| Total assets | $396.1M | $392.9M |
| Deposits / shares | $359.0M | $339.9M |
| Capital ratio | 10.20% | 11.03% (stronger) |
| Problem loans | 2.12% (stronger) | 2.66% |
| Net charge-offs | 0.73% | -1.29% (stronger) |
| Return on assets | 2.03% | 2.38% (stronger) |
| Loans ÷ deposits | 80.2% | 77.0% (stronger) |
| Uninsured deposits | 28.8% | 15.7% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Iowa State Bank has the higher TellerScore (61 vs 60). On the 7 directional measures above (where higher or lower is clearly better), First Iowa State Bank leads on 1 and Iowa State Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.