First Iowa State Bank is a state-chartered bank (fed member) headquartered in Albia, Iowa, in business for about 96 years. At the end of Q2 2026 it reported $396.1M in total assets and $359.0M in deposits, with 6 offices.
First Iowa State Bank has a TellerScore of 60 out of 100 (moderate) based on Q2 2026 data — higher than only 19% of its 2,650 banks with $100 million – $1 billion. Among 226 banks headquartered in Iowa, it ranks 194th. Earnings contributes the most (100/100, 2.03%); loan quality contributes the least (29/100, 2.12%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (59 → 60).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 76 |
| Q3 2024 | 77 |
| Q4 2024 | 76 |
| Q1 2025 | 76 |
| Q2 2025 | 59 |
| Q3 2025 | 65 |
| Q4 2025 | 62 |
| Q1 2026 | 57 |
| Q2 2026 | 60 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.74% |
| Q3 2024 | 10.87% |
| Q4 2024 | 9.69% |
| Q1 2025 | 9.99% |
| Q2 2025 | 10.36% |
| Q3 2025 | 10.06% |
| Q4 2025 | 9.61% |
| Q1 2026 | 9.77% |
| Q2 2026 | 10.20% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.38% |
| Q3 2024 | 0.56% |
| Q4 2024 | 0.19% |
| Q1 2025 | 0.44% |
| Q2 2025 | 2.19% |
| Q3 2025 | 1.45% |
| Q4 2025 | 1.59% |
| Q1 2026 | 2.11% |
| Q2 2026 | 2.12% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.71% |
| Q3 2024 | 1.79% |
| Q4 2024 | 1.79% |
| Q1 2025 | 2.16% |
| Q2 2025 | 1.82% |
| Q3 2025 | 1.89% |
| Q4 2025 | 1.84% |
| Q1 2026 | 1.78% |
| Q2 2026 | 2.03% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 60 | $396.1M | 10.20% | 2.12% | 2.03% | 80.2% |
| Q1 2026 | 57 | $404.3M | 9.77% | 2.11% | 1.78% | 77.7% |
| Q4 2025 | 62 | $380.3M | 9.61% | 1.59% | 1.84% | 81.7% |
| Q3 2025 | 65 | $377.5M | 10.06% | 1.45% | 1.89% | 79.9% |
| Q2 2025 | 59 | $369.4M | 10.36% | 2.19% | 1.82% | 80.1% |
| Q1 2025 | 76 | $385.8M | 9.99% | 0.44% | 2.16% | 75.6% |
| Q4 2024 | 76 | $366.1M | 9.69% | 0.19% | 1.79% | 76.4% |
| Q3 2024 | 77 | $370.6M | 10.87% | 0.56% | 1.79% | 72.6% |
| Q2 2024 | 76 | $354.2M | 10.74% | 0.38% | 1.71% | 79.9% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Clinton National BankBank Clinton, IA | 79 out of 100, Strong | $396.4M | 13.4% | 0.53% | vs |
| Iowa State BankBank Clarksville, IA | 61 out of 100, Moderate | $392.9M | 11.0% | 2.66% | vs |
| Hardin County Savings BankBank Eldora, IA | 62 out of 100, Moderate | $402.3M | 9.8% | 1.25% | vs |
| First State BankBank Lynnville, IA | 75 out of 100, Strong | $384.2M | 9.8% | 0.21% | vs |
| The Libertyville Savings BankBank Fairfield, IA | 73 out of 100, Strong | $384.1M | 11.0% | 0.90% | vs |
| Earlham Savings BankBank West Des Moines, IA | 66 out of 100, Moderate | $382.5M | 9.5% | 0.91% | vs |
Deposit insurance
Is my money safe at First Iowa State Bank?
Yes. First Iowa State Bank is an FDIC-insured institution (FDIC certificate #14930). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 28.8% of deposits ($103.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.20%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
6 locations
Branches
First Iowa State Bank lists 5 offices in 5 cities. Most locations:
- Albia, IA (1)
- Bloomfield, IA (1)
- Cantril, IA (1)
- Eddyville, IA (1)
- Keosauqua, IA (1)
Identity & history
Profile
- Legal name
- First Iowa State Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 14930
- RSSD ID
- 787842
- Primary regulator
- FED
- Holding company
- Van Buren Bcorp Employee Stk Ownership Plan
- Established
- May 12, 1930
- Headquarters
- 19 Benton Ave E, Albia, IA 52531
- Website
- www.1stiowa.bank
- Employees
- 52
Quick answers
First Iowa State Bank: common questions
Is First Iowa State Bank FDIC insured?
Yes. First Iowa State Bank is an FDIC-insured institution (FDIC certificate #14930). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First Iowa State Bank's TellerScore?
60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First Iowa State Bank ever failed?
There is no failure record for FDIC certificate #14930 in the FDIC failed bank list.
How many branches does First Iowa State Bank have?
6 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Albia
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Iowa Trust and Savings BankBank Centerville, IA | 91 out of 100, Very strong | $210.6M | 13.5% | 0.01% | vs |
| Meridian Credit UnionCredit union Ottumwa, IA | 91 out of 100, Very strong | $34.4M | 16.7% | 0.14% | vs |
| Farmers Bank of Northern MissouriBank Unionville, MO | 83 out of 100, Strong | $566.5M | 12.7% | 0.26% | vs |
| Success BankBank Bloomfield, IA | 79 out of 100, Strong | $277.1M | 12.2% | 0.33% | vs |
| South Ottumwa Savings BankBank Ottumwa, IA | 77 out of 100, Strong | $565.4M | 13.0% | 0.83% | vs |
| Marion County State BankBank Pella, IA | 75 out of 100, Strong | $628.6M | 10.4% | 0.27% | vs |