Side-by-side · Q2 2026 data
First Jackson Bank, Inc. vs Cullman Savings Bank
Metric by metric
| Measure | First Jackson Bank, Inc. | Cullman Savings Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 76 |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 97 (stronger) | 86 |
| Earnings | 97 (stronger) | 52 |
| Funding & liquidity | 66 (stronger) | 31 |
| Problem-loan coverage | 98 (stronger) | 96 |
| Peer percentile | 98th | 64th |
| Total assets | $444.3M | $456.7M |
| Deposits / shares | $359.2M | $308.2M |
| Capital ratio | 14.77% | 18.64% (stronger) |
| Problem loans | 0.08% (stronger) | 0.41% |
| Net charge-offs | -0.03% (stronger) | 0.61% |
| Return on assets | 1.93% (stronger) | 0.81% |
| Loans ÷ deposits | 84.8% (stronger) | 121.2% |
| Uninsured deposits | 23.6% (stronger) | 32.4% |
| Offices | 7 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Jackson Bank, Inc. has the higher TellerScore (93 vs 76). On the 7 directional measures above (where higher or lower is clearly better), First Jackson Bank, Inc. leads on 6 and Cullman Savings Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.