Headquartered in Stevenson, Alabama, First Jackson Bank, Inc. is a state-chartered bank with $444.3M in total assets and $359.2M in deposits as of Q2 2026. It operates 7 offices across 2 states. Its charter dates back to 1981.
First Jackson Bank, Inc. has a TellerScore of 93 out of 100 (very strong) based on Q2 2026 data — higher than 98% of its 2,650 banks with $100 million – $1 billion. Among 93 banks headquartered in Alabama, it ranks 3rd. Capital cushion contributes the most (98/100, 14.77%); funding & liquidity contributes the least (66/100, 85% loans-to-deposits, 24% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (87 → 93), mostly because the earnings component improved by 14 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 84 |
| Q3 2024 | 80 |
| Q4 2024 | 85 |
| Q1 2025 | 82 |
| Q2 2025 | 87 |
| Q3 2025 | 85 |
| Q4 2025 | 86 |
| Q1 2026 | 91 |
| Q2 2026 | 93 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 12.98% |
| Q3 2024 | 13.27% |
| Q4 2024 | 13.29% |
| Q1 2025 | 13.38% |
| Q2 2025 | 13.61% |
| Q3 2025 | 13.95% |
| Q4 2025 | 13.91% |
| Q1 2026 | 14.35% |
| Q2 2026 | 14.77% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.06% |
| Q3 2024 | 0.63% |
| Q4 2024 | 0.01% |
| Q1 2025 | 0.50% |
| Q2 2025 | 0.01% |
| Q3 2025 | 0.28% |
| Q4 2025 | 0.03% |
| Q1 2026 | 0.06% |
| Q2 2026 | 0.08% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.64% |
| Q3 2024 | 1.57% |
| Q4 2024 | 1.45% |
| Q1 2025 | 1.53% |
| Q2 2025 | 1.58% |
| Q3 2025 | 1.59% |
| Q4 2025 | 1.56% |
| Q1 2026 | 1.94% |
| Q2 2026 | 1.93% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 93 | $444.3M | 14.77% | 0.08% | 1.93% | 84.8% |
| Q1 2026 | 91 | $439.6M | 14.35% | 0.06% | 1.94% | 88.2% |
| Q4 2025 | 86 | $449.3M | 13.91% | 0.03% | 1.56% | 88.6% |
| Q3 2025 | 85 | $438.1M | 13.95% | 0.28% | 1.59% | 87.9% |
| Q2 2025 | 87 | $433.1M | 13.61% | 0.01% | 1.58% | 85.5% |
| Q1 2025 | 82 | $432.6M | 13.38% | 0.50% | 1.53% | 83.3% |
| Q4 2024 | 85 | $429.1M | 13.29% | 0.01% | 1.45% | 84.9% |
| Q3 2024 | 80 | $419.3M | 13.27% | 0.63% | 1.57% | 87.1% |
| Q2 2024 | 84 | $417.4M | 12.98% | 0.06% | 1.64% | 89.1% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Alabama
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| NobleBank & TrustBank Anniston, AL | 81 out of 100, Strong | $444.0M | 11.3% | 0.26% | vs |
| The Bank of VernonBank Vernon, AL | 85 out of 100, Very strong | $445.4M | 16.6% | 0.47% | vs |
| Cullman Savings BankBank Cullman, AL | 76 out of 100, Strong | $456.7M | 18.6% | 0.41% | vs |
| Robertson Banking CompanyBank Demopolis, AL | 83 out of 100, Strong | $462.7M | 11.3% | 0.13% | vs |
| State Bank & TrustBank Winfield, AL | 63 out of 100, Moderate | $413.0M | 9.0% | 0.51% | vs |
| Peoples Independent BankBank Boaz, AL | 75 out of 100, Strong | $485.7M | 9.4% | 0.30% | vs |
Deposit insurance
Is my money safe at First Jackson Bank, Inc.?
Yes. First Jackson Bank, Inc. is an FDIC-insured institution (FDIC certificate #23376). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 23.6% of deposits ($84.8M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 14.77%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
7 locations
Branches
First Jackson Bank, Inc. lists 7 offices in 5 cities across 2 states. Most locations:
- Scottsboro, AL (3)
- Bridgeport, AL (1)
- Owens Cross Roads, AL (1)
- South Pittsburg, TN (1)
- Stevenson, AL (1)
Identity & history
Profile
- Legal name
- First Jackson Bank, Inc.
- Former names
- The North Jackson Bank
- Type
- State-chartered bank
- FDIC certificate #
- 23376
- RSSD ID
- 248633
- Primary regulator
- FDIC
- Holding company
- 1st Jackson Bancshares Inc
- Established
- April 10, 1981
- Headquarters
- 43243 Us Highway 72, Stevenson, AL 35772
- Website
- www.firstjacksonbank.com
- Employees
- 47
Quick answers
First Jackson Bank, Inc.: common questions
Is First Jackson Bank, Inc. FDIC insured?
Yes. First Jackson Bank, Inc. is an FDIC-insured institution (FDIC certificate #23376). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is First Jackson Bank, Inc.'s TellerScore?
93 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has First Jackson Bank, Inc. ever failed?
There is no failure record for FDIC certificate #23376 in the FDIC failed bank list.
How many branches does First Jackson Bank, Inc. have?
7 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Stevenson
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First State Bank of DeKalb CountyBank Fort Payne, AL | 86 out of 100, Very strong | $353.8M | 14.1% | 0.84% | vs |
| Redstone Federal Credit UnionCredit union Huntsville, AL | 85 out of 100, Very strong | $8.6B | 13.9% | 0.70% | vs |
| Bank of DadeBank Trenton, GA | 79 out of 100, Strong | $162.3M | 9.4% | 0.25% | vs |
| First Southern State BankBank Stevenson, AL | 77 out of 100, Strong | $893.5M | 10.6% | 0.25% | vs |
| North Alabama Papermakers Federal Credit UnionCredit union Stevenson, AL | 77 out of 100, Strong | $2.2M | 25.5% | 0.00% | vs |
| Peoples Independent BankBank Boaz, AL | 75 out of 100, Strong | $485.7M | 9.4% | 0.30% | vs |