Side-by-side · Q2 2026 data
First Jackson Bank, Inc. vs Healthcare Services Credit Union
Credit union
Healthcare Services Credit Union
Chattanooga, Tennessee · Under $100 million in assets
Metric by metric
| Measure | First Jackson Bank, Inc. | Healthcare Services Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 87 |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 97 | 99 (stronger) |
| Earnings | 97 (stronger) | 39 |
| Funding & liquidity | 66 | 95 (stronger) |
| Problem-loan coverage | 98 | 99 (stronger) |
| Peer percentile | 98th | 83rd |
| Total assets | $444.3M | $26.1M |
| Deposits / shares | $359.2M | $22.0M |
| Capital ratio | 14.77% | 15.01% (stronger) |
| Problem loans | 0.08% | 0.03% (stronger) |
| Net charge-offs | -0.03% (stronger) | 0.15% |
| Return on assets | 1.93% (stronger) | 0.47% |
| Loans ÷ deposits | 84.8% | 64.9% (stronger) |
| Uninsured deposits | 23.6% | 3.1% (stronger) |
| Offices | 7 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Jackson Bank, Inc. has the higher TellerScore (93 vs 87). On the 7 directional measures above (where higher or lower is clearly better), First Jackson Bank, Inc. leads on 3 and Healthcare Services Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.