Side-by-side · Q2 2026 data
First Jackson Bank, Inc. vs Peoples Independent Bank
Metric by metric
| Measure | First Jackson Bank, Inc. | Peoples Independent Bank |
|---|---|---|
| TellerScore | 93 (stronger) | 75 |
| Capital cushion | 98 (stronger) | 44 |
| Loan quality | 97 (stronger) | 90 |
| Earnings | 97 (stronger) | 84 |
| Funding & liquidity | 66 | 88 (stronger) |
| Problem-loan coverage | 98 (stronger) | 97 |
| Peer percentile | 98th | 61st |
| Total assets | $444.3M | $485.7M |
| Deposits / shares | $359.2M | $441.3M |
| Capital ratio | 14.77% (stronger) | 9.41% |
| Problem loans | 0.08% (stronger) | 0.30% |
| Net charge-offs | -0.03% (stronger) | 0.03% |
| Return on assets | 1.93% (stronger) | 1.60% |
| Loans ÷ deposits | 84.8% | 42.5% (stronger) |
| Uninsured deposits | 23.6% (stronger) | 26.1% |
| Offices | 7 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 12.9% |
First Jackson Bank, Inc. has the higher TellerScore (93 vs 75). On the 7 directional measures above (where higher or lower is clearly better), First Jackson Bank, Inc. leads on 6 and Peoples Independent Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.