Side-by-side · Q2 2026 data
First Jackson Bank, Inc. vs Tennessee Valley Federal Credit Union
Credit union
Tennessee Valley Federal Credit Union
Chattanooga, Tennessee · $1 billion – $10 billion
Metric by metric
| Measure | First Jackson Bank, Inc. | Tennessee Valley Federal Credit Union |
|---|---|---|
| TellerScore | 93 (stronger) | 84 |
| Capital cushion | 98 | 98 |
| Loan quality | 97 (stronger) | 74 |
| Earnings | 97 (stronger) | 80 |
| Funding & liquidity | 66 | 73 (stronger) |
| Problem-loan coverage | 98 (stronger) | 92 |
| Peer percentile | 98th | 93rd |
| Total assets | $444.3M | $3.3B |
| Deposits / shares | $359.2M | $2.8B |
| Capital ratio | 14.77% (stronger) | 14.75% |
| Problem loans | 0.08% (stronger) | 0.77% |
| Net charge-offs | -0.03% (stronger) | 0.31% |
| Return on assets | 1.93% (stronger) | 1.51% |
| Loans ÷ deposits | 84.8% (stronger) | 87.7% |
| Uninsured deposits | 23.6% | 8.0% (stronger) |
| Offices | 7 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Jackson Bank, Inc. has the higher TellerScore (93 vs 84). On the 7 directional measures above (where higher or lower is clearly better), First Jackson Bank, Inc. leads on 6 and Tennessee Valley Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.