Side-by-side · Q2 2026 data
First Kentucky Bank, Inc. vs Shawnee TVA Employees Federal Credit Union
Credit union
Shawnee TVA Employees Federal Credit Union
West Paducah, Kentucky · Under $100 million in assets
Metric by metric
| Measure | First Kentucky Bank, Inc. | Shawnee TVA Employees Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 90 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 92 | 100 (stronger) |
| Earnings | 70 (stronger) | 52 |
| Funding & liquidity | 87 | 94 (stronger) |
| Problem-loan coverage | 96 | 100 (stronger) |
| Peer percentile | 53rd | 89th |
| Total assets | $585.6M | $6.6M |
| Deposits / shares | $508.2M | $5.1M |
| Capital ratio | 9.35% | 22.56% (stronger) |
| Problem loans | 0.25% | 0.00% (stronger) |
| Net charge-offs | 0.04% | 0.00% (stronger) |
| Return on assets | 1.26% (stronger) | 0.80% |
| Loans ÷ deposits | 70.2% | 66.5% (stronger) |
| Uninsured deposits | 17.8% | 0.0% (stronger) |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | — |
Shawnee TVA Employees Federal Credit Union has the higher TellerScore (90 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First Kentucky Bank, Inc. leads on 1 and Shawnee TVA Employees Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.