TellerScore

Shawnee TVA Employees Federal Credit Union (NCUA charter #9497) is based in West Paducah, Kentucky. Its Q2 2026 call report shows $6.6M in total assets and $5.1M in member shares and deposits and 1 office.

Shawnee TVA Employees Federal Credit Union has a TellerScore of 90 out of 100 (very strong) based on Q2 2026 data — higher than 89% of its 2,479 credit unions with under $100 million in assets. Among 51 credit unions headquartered in Kentucky, it ranks 4th. Capital cushion contributes the most (100/100, 22.56%); earnings contributes the least (52/100, 0.80%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Net worth ratio: 22.56%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings52/100
Return on assets (annualized): 0.80%
Funding & liquidity94/100
Loans ÷ shares: 66.5% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 8 points (98 → 90), mostly because the earnings component weakened by 46 points.

TellerScore
909498Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202493
Q3 202494
Q4 202497
Q1 202598
Q2 202598
Q3 202596
Q4 202595
Q1 202691
Q2 202690
Net worth ratio
7.00%15.19%23.37%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202421.51%
Q3 202422.31%
Q4 202423.21%
Q1 202523.37%
Q2 202523.25%
Q3 202523.01%
Q4 202522.04%
Q1 202622.86%
Q2 202622.56%
Delinquent loans (60+ days)
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
0.80%1.52%2.24%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.32%
Q3 20241.48%
Q4 20241.92%
Q1 20252.24%
Q2 20251.94%
Q3 20251.74%
Q4 20251.52%
Q1 20261.07%
Q2 20260.80%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202690$6.6M22.56%0.00%0.80%66.5%
Q1 202691$6.4M22.86%0.00%1.07%69.5%
Q4 202595$6.6M22.04%0.00%1.52%68.7%
Q3 202596$6.3M23.01%0.00%1.74%73.2%
Q2 202598$6.1M23.25%0.00%1.94%74.1%
Q1 202598$6.0M23.37%0.00%2.24%71.7%
Q4 202497$5.9M23.21%0.00%1.92%73.3%
Q3 202494$5.9M22.31%0.00%1.48%72.7%
Q2 202493$6.0M21.51%0.00%1.32%72.2%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio22.56%
84th
Problem loans0.00%
94th
Net charge-offs0.00%
77th
Return on assets0.80%
58th
Loans to deposits66.5%
39th
Uninsured deposits0.0%
81st
Loan-loss reserves0.09%
74th
Texas ratio0.0%
93rd

Similar-size credit unions in Kentucky

InstitutionScoreAssetsCapitalProblem loansCompare
Msd Federal Credit UnionCredit union Louisville, KY71 out of 100, Strong$7.8M12.3%0.00%vs
Corning Glass Works Harrodsbg Federal Credit UnionCredit union Harrodsburg, KY73 out of 100, Strong$5.2M22.5%1.00%vs
F.C.I. Ashland Federal Credit UnionCredit union Ashland, KY81 out of 100, Strong$8.8M14.3%0.00%vs
Regional Medical Ctr Hopkins Co Emp Federal Credit UnionCredit union Madisonville, KY87 out of 100, Very strong$9.3M13.9%0.25%vs
Tayco Employees Federal Credit UnionCredit union South Shore, KY54 out of 100, Below average$1.9M55.8%13.33%vs
Doe Run Federal Credit UnionCredit union Brandenburg, KY44 out of 100, Below average$12.2M11.3%3.53%vs

Deposit insurance

Is my money safe at Shawnee TVA Employees Federal Credit Union?

Yes. Shawnee TVA Employees Federal Credit Union is a federally insured credit union (NCUA charter #9497). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 22.56%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Shawnee TVA Employees Federal Credit Union lists 1 office in 1 city. Most locations:

  • West Paducah, KY (1)

All branch addresses and map

Identity & history

Profile

Legal name
Shawnee TVA Employees Federal Credit Union
Type
Federal credit union
NCUA charter #
9497
RSSD ID
1001983
Primary regulator
NCUA
Established
1954
Headquarters
7755 Metropolis Lake Rd, West Paducah, KY 42086
Employees
3

Quick answers

Shawnee TVA Employees Federal Credit Union: common questions

Is Shawnee TVA Employees Federal Credit Union NCUA insured?

Yes. Shawnee TVA Employees Federal Credit Union is a federally insured credit union (NCUA charter #9497). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Shawnee TVA Employees Federal Credit Union's TellerScore?

90 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Shawnee TVA Employees Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near West Paducah

InstitutionScoreAssetsCapitalProblem loansCompare
C-Plant Federal Credit UnionCredit union Paducah, KY92 out of 100, Very strong$365.9M14.7%0.16%vs
Signet Federal Credit UnionCredit union Paducah, KY82 out of 100, Strong$398.2M16.6%1.07%vs
The Paducah Bank and Trust CompanyBank Paducah, KY79 out of 100, Strong$1.1B10.6%0.19%vs
Citizens Deposit Bank of Arlington, Inc.Bank Arlington, KY77 out of 100, Strong$348.2M13.7%0.94%vs
W B H Employees Federal Credit UnionCredit union Paducah, KY73 out of 100, Strong$17.6M13.0%0.05%vs
First Kentucky Bank, Inc.Bank Mayfield, KY73 out of 100, Strong$585.6M9.3%0.25%vs