Side-by-side · Q2 2026 data
First Kentucky Bank, Inc. vs Signet Federal Credit Union
Metric by metric
| Measure | First Kentucky Bank, Inc. | Signet Federal Credit Union |
|---|---|---|
| TellerScore | 73 | 82 (stronger) |
| Capital cushion | 43 | 100 (stronger) |
| Loan quality | 92 (stronger) | 64 |
| Earnings | 70 (stronger) | 65 |
| Funding & liquidity | 87 | 92 (stronger) |
| Problem-loan coverage | 96 (stronger) | 92 |
| Peer percentile | 53rd | 82nd |
| Total assets | $585.6M | $398.2M |
| Deposits / shares | $508.2M | $332.1M |
| Capital ratio | 9.35% | 16.64% (stronger) |
| Problem loans | 0.25% (stronger) | 1.07% |
| Net charge-offs | 0.04% (stronger) | 0.28% |
| Return on assets | 1.26% (stronger) | 1.13% |
| Loans ÷ deposits | 70.2% | 68.2% (stronger) |
| Uninsured deposits | 17.8% | 9.9% (stronger) |
| Offices | 10 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.9% | — |
Signet Federal Credit Union has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), First Kentucky Bank, Inc. leads on 3 and Signet Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.