Side-by-side · Q2 2026 data
First Keystone Community Bank vs 1st Summit Bank
Metric by metric
| Measure | First Keystone Community Bank | 1st Summit Bank |
|---|---|---|
| TellerScore | 50 | 60 (stronger) |
| Capital cushion | 47 (stronger) | 36 |
| Loan quality | 30 | 85 (stronger) |
| Earnings | 53 (stronger) | 46 |
| Funding & liquidity | 68 (stronger) | 66 |
| Problem-loan coverage | 72 | 93 (stronger) |
| Peer percentile | 7th | 21st |
| Total assets | $1.6B | $1.5B |
| Deposits / shares | $1.2B | $1.2B |
| Capital ratio | 9.69% (stronger) | 8.61% |
| Problem loans | 2.11% | 0.44% (stronger) |
| Net charge-offs | -0.01% (stronger) | -0.01% |
| Return on assets | 0.81% (stronger) | 0.66% |
| Loans ÷ deposits | 79.4% | 77.3% (stronger) |
| Uninsured deposits | 26.6% (stronger) | 29.8% |
| Offices | 19 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.7% | 20.0% |
1st Summit Bank has the higher TellerScore (60 vs 50). On the 7 directional measures above (where higher or lower is clearly better), First Keystone Community Bank leads on 4 and 1st Summit Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.