Side-by-side · Q2 2026 data
First Keystone Community Bank vs Ufcw Community Federal Credit Union
Credit union
Ufcw Community Federal Credit Union
Wyoming, Pennsylvania · $100 million – $1 billion
Metric by metric
| Measure | First Keystone Community Bank | Ufcw Community Federal Credit Union |
|---|---|---|
| TellerScore | 50 | 86 (stronger) |
| Capital cushion | 47 | 100 (stronger) |
| Loan quality | 30 | 61 (stronger) |
| Earnings | 53 | 80 (stronger) |
| Funding & liquidity | 68 | 100 (stronger) |
| Problem-loan coverage | 72 | 95 (stronger) |
| Peer percentile | 7th | 89th |
| Total assets | $1.6B | $181.4M |
| Deposits / shares | $1.2B | $158.9M |
| Capital ratio | 9.69% | 15.35% (stronger) |
| Problem loans | 2.11% | 1.18% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.44% |
| Return on assets | 0.81% | 1.51% (stronger) |
| Loans ÷ deposits | 79.4% | 36.6% (stronger) |
| Uninsured deposits | 26.6% | 2.6% (stronger) |
| Offices | 19 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.7% | 0.0% |
Ufcw Community Federal Credit Union has the higher TellerScore (86 vs 50). On the 7 directional measures above (where higher or lower is clearly better), First Keystone Community Bank leads on 1 and Ufcw Community Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hanover Township, PA
- Kingston, PA