Side-by-side · Q2 2026 data
First Liberty Bank vs Texas National Bank of Jacksonville
Metric by metric
| Measure | First Liberty Bank | Texas National Bank of Jacksonville |
|---|---|---|
| TellerScore | 72 (stronger) | 50 |
| Capital cushion | 51 | 51 |
| Loan quality | 86 (stronger) | 66 |
| Earnings | 74 (stronger) | 6 |
| Funding & liquidity | 71 (stronger) | 63 |
| Problem-loan coverage | 94 (stronger) | 79 |
| Peer percentile | 50th | 7th |
| Total assets | $873.2M | $852.4M |
| Deposits / shares | $763.3M | $765.7M |
| Capital ratio | 10.11% (stronger) | 10.08% |
| Problem loans | 0.42% (stronger) | 1.03% |
| Net charge-offs | 0.10% (stronger) | 0.45% |
| Return on assets | 1.34% (stronger) | -0.34% |
| Loans ÷ deposits | 64.1% (stronger) | 83.8% |
| Uninsured deposits | 37.6% | 27.1% (stronger) |
| Offices | 11 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 34.3% | — |
First Liberty Bank has the higher TellerScore (72 vs 50). On the 7 directional measures above (where higher or lower is clearly better), First Liberty Bank leads on 6 and Texas National Bank of Jacksonville on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.