Texas National Bank of Jacksonville (FDIC certificate #26181) is based in Jacksonville, Texas. Its Q2 2026 call report shows $852.4M in total assets and $765.7M in deposits and 9 offices.
Based on its Q2 2026 filing, Texas National Bank of Jacksonville scores 50/100, which we describe as below average. That is higher than only 7% of 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 329th. Its strongest component is problem-loan coverage (79/100; 10.7%), and its lowest is earnings (6/100; -0.34%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 23 points (73 → 50), mostly because the earnings component weakened by 58 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 68 |
| Q4 2024 | 64 |
| Q1 2025 | 69 |
| Q2 2025 | 73 |
| Q3 2025 | 57 |
| Q4 2025 | 58 |
| Q1 2026 | 52 |
| Q2 2026 | 50 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.25% |
| Q3 2024 | 10.30% |
| Q4 2024 | 10.31% |
| Q1 2025 | 10.69% |
| Q2 2025 | 10.97% |
| Q3 2025 | 10.96% |
| Q4 2025 | 11.10% |
| Q1 2026 | 9.90% |
| Q2 2026 | 10.08% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.16% |
| Q3 2024 | 0.24% |
| Q4 2024 | 0.65% |
| Q1 2025 | 0.39% |
| Q2 2025 | 0.20% |
| Q3 2025 | 1.82% |
| Q4 2025 | 1.69% |
| Q1 2026 | 0.67% |
| Q2 2026 | 1.03% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.81% |
| Q3 2024 | 0.83% |
| Q4 2024 | 0.85% |
| Q1 2025 | 0.96% |
| Q2 2025 | 1.09% |
| Q3 2025 | 1.10% |
| Q4 2025 | 1.11% |
| Q1 2026 | -2.21% |
| Q2 2026 | -0.34% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 50 | $852.4M | 10.08% | 1.03% | -0.34% | 83.8% |
| Q1 2026 | 52 | $854.4M | 9.90% | 0.67% | -2.21% | 85.8% |
| Q4 2025 | 58 | $834.8M | 11.10% | 1.69% | 1.11% | 89.6% |
| Q3 2025 | 57 | $873.1M | 10.96% | 1.82% | 1.10% | 87.9% |
| Q2 2025 | 73 | $848.0M | 10.97% | 0.20% | 1.09% | 90.2% |
| Q1 2025 | 69 | $836.7M | 10.69% | 0.39% | 0.96% | 92.6% |
| Q4 2024 | 64 | $851.4M | 10.31% | 0.65% | 0.85% | 91.1% |
| Q3 2024 | 68 | $854.2M | 10.30% | 0.24% | 0.83% | 90.1% |
| Q2 2024 | 68 | $840.9M | 10.25% | 0.16% | 0.81% | 92.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Harmony BankBank Dallas, TX | 75 out of 100, Strong | $855.3M | 11.9% | 0.02% | vs |
| First Liberty BankBank Liberty, TX | 72 out of 100, Strong | $873.2M | 10.1% | 0.42% | vs |
| Bank of the WestBank Grapevine, TX | 74 out of 100, Strong | $829.8M | 9.7% | 0.00% | vs |
| Plains State BankBank Humble, TX | 59 out of 100, Moderate | $828.4M | 16.5% | 4.41% | vs |
| Citizens 1st BankBank Tyler, TX | 83 out of 100, Strong | $811.0M | 20.5% | 0.53% | vs |
| The First State BankBank Louise, TX | 61 out of 100, Moderate | $895.2M | 10.6% | 2.16% | vs |
Deposit insurance
Is my money safe at Texas National Bank of Jacksonville?
Yes. Texas National Bank of Jacksonville is an FDIC-insured institution (FDIC certificate #26181). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 27.1% of deposits ($207.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.08%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.57% (benchmark: 10%).
9 locations
Branches
Texas National Bank of Jacksonville lists 9 offices in 8 cities. Most locations:
- Tyler, TX (2)
- Bullard, TX (1)
- Jacksonville, TX (1)
- Lindale, TX (1)
- Longview, TX (1)
- Lufkin, TX (1)
- Marshall, TX (1)
- Rusk, TX (1)
Identity & history
Profile
- Legal name
- Texas National Bank of Jacksonville
- Type
- National bank
- FDIC certificate #
- 26181
- RSSD ID
- 739355
- Primary regulator
- OCC
- Holding company
- East Texas Financial Corp
- Established
- March 19, 1985
- Headquarters
- 300 Neches St, Jacksonville, TX 75766
- Website
- www.txnationalbank.com
- Employees
- 111
Quick answers
Texas National Bank of Jacksonville: common questions
Is Texas National Bank of Jacksonville FDIC insured?
Yes. Texas National Bank of Jacksonville is an FDIC-insured institution (FDIC certificate #26181). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Texas National Bank of Jacksonville's TellerScore?
50 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Texas National Bank of Jacksonville ever failed?
There is no failure record for FDIC certificate #26181 in the FDIC failed bank list.
How many branches does Texas National Bank of Jacksonville have?
9 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Jacksonville
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Trinity Valley Teachers Credit UnionCredit union Palestine, TX | 91 out of 100, Very strong | $31.6M | 31.3% | 0.59% | vs |
| East Texas Professional Credit UnionCredit union Longview, TX | 90 out of 100, Very strong | $1.4B | 19.4% | 0.41% | vs |
| Austin Bank, Texas National AssociationBank Jacksonville, TX | 88 out of 100, Very strong | $3.3B | 15.1% | 0.60% | vs |
| Citizens 1st BankBank Tyler, TX | 83 out of 100, Strong | $811.0M | 20.5% | 0.53% | vs |
| Keystone Credit UnionCredit union Tyler, TX | 80 out of 100, Strong | $40.2M | 27.4% | 0.68% | vs |
| Cherokee County Federal Credit UnionCredit union Rusk, TX | 78 out of 100, Strong | $44.8M | 27.3% | 1.11% | vs |