Side-by-side · Q2 2026 data
First Lincoln Federal Credit Union vs Gallup Federal Credit Union
Metric by metric
| Measure | First Lincoln Federal Credit Union | Gallup Federal Credit Union |
|---|---|---|
| TellerScore | 34 | 84 (stronger) |
| Capital cushion | 48 | 100 (stronger) |
| Loan quality | 0 | 98 (stronger) |
| Earnings | 0 | 58 (stronger) |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 46 | 100 (stronger) |
| Peer percentile | 2nd | 75th |
| Total assets | $17.9M | $16.4M |
| Deposits / shares | $16.1M | $13.3M |
| Capital ratio | 9.78% | 18.06% (stronger) |
| Problem loans | 7.36% | 0.05% (stronger) |
| Net charge-offs | 1.53% | 0.00% (stronger) |
| Return on assets | -2.25% | 0.96% (stronger) |
| Loans ÷ deposits | 39.8% (stronger) | 111.1% |
| Uninsured deposits | 4.4% (stronger) | 9.7% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Gallup Federal Credit Union has the higher TellerScore (84 vs 34). On the 7 directional measures above (where higher or lower is clearly better), First Lincoln Federal Credit Union leads on 2 and Gallup Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.