Headquartered in Omaha, Nebraska, Gallup Federal Credit Union is a federal credit union with $16.4M in total assets and $13.3M in member shares and deposits as of Q2 2026. It operates 3 offices across 2 states. Its charter dates back to 1979.
Based on its Q2 2026 filing, Gallup Federal Credit Union scores 84/100, which we describe as strong. That is higher than 75% of 2,479 credit unions with under $100 million in assets. Among 50 credit unions headquartered in Nebraska, it ranks 12th. Its strongest component is capital cushion (100/100; 18.06%), and its lowest is funding & liquidity (50/100; 111% loans-to-deposits, 10% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (85 → 84).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 82 |
| Q3 2024 | 86 |
| Q4 2024 | 86 |
| Q1 2025 | 86 |
| Q2 2025 | 85 |
| Q3 2025 | 85 |
| Q4 2025 | 85 |
| Q1 2026 | 83 |
| Q2 2026 | 84 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.13% |
| Q3 2024 | 15.09% |
| Q4 2024 | 15.08% |
| Q1 2025 | 16.78% |
| Q2 2025 | 15.62% |
| Q3 2025 | 18.35% |
| Q4 2025 | 18.97% |
| Q1 2026 | 17.95% |
| Q2 2026 | 18.06% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.06% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.19% |
| Q3 2025 | 0.13% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.30% |
| Q2 2026 | 0.05% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.75% |
| Q3 2024 | 1.01% |
| Q4 2024 | 1.05% |
| Q1 2025 | 0.88% |
| Q2 2025 | 0.69% |
| Q3 2025 | 0.92% |
| Q4 2025 | 0.82% |
| Q1 2026 | 0.72% |
| Q2 2026 | 0.96% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 84 | $16.4M | 18.06% | 0.05% | 0.96% | 111.1% |
| Q1 2026 | 83 | $16.3M | 17.95% | 0.30% | 0.72% | 89.6% |
| Q4 2025 | 85 | $15.2M | 18.97% | 0.00% | 0.82% | 95.9% |
| Q3 2025 | 85 | $15.7M | 18.35% | 0.13% | 0.92% | 93.9% |
| Q2 2025 | 85 | $18.1M | 15.62% | 0.19% | 0.69% | 81.9% |
| Q1 2025 | 86 | $16.7M | 16.78% | 0.00% | 0.88% | 93.8% |
| Q4 2024 | 86 | $18.3M | 15.08% | 0.06% | 1.05% | 88.1% |
| Q3 2024 | 86 | $18.0M | 15.09% | 0.00% | 1.01% | 93.7% |
| Q2 2024 | 82 | $18.7M | 14.13% | 0.00% | 0.75% | 89.1% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Nebraska
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Lincoln Federal Credit UnionCredit union Lincoln, NE | 34 out of 100, Low | $17.9M | 9.8% | 7.36% | vs |
| Electrical Workers No 22 Federal Credit UnionCredit union Omaha, NE | 66 out of 100, Moderate | $14.4M | 7.4% | 0.24% | vs |
| Northeast Nebraska Federal Credit UnionCredit union Norfolk, NE | 60 out of 100, Moderate | $14.2M | 8.9% | 0.70% | vs |
| Chadron Federal Credit UnionCredit union Chadron, NE | 69 out of 100, Moderate | $20.5M | 12.9% | 1.43% | vs |
| Union Pacific Streamliner Federal Credit UnionCredit union Omaha, NE | 54 out of 100, Below average | $20.6M | 9.3% | 0.55% | vs |
| Central Nebraska Federal Credit UnionCredit union Grand Island, NE | 73 out of 100, Strong | $11.8M | 10.6% | 0.04% | vs |
Deposit insurance
Is my money safe at Gallup Federal Credit Union?
Yes. Gallup Federal Credit Union is a federally insured credit union (NCUA charter #23292). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 9.7% of shares and deposits ($1.3M) are above the $250,000 NCUA insurance limit, above the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 18.06%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Gallup Federal Credit Union lists 3 offices in 2 cities across 2 states. Most locations:
Identity & history
Profile
- Legal name
- Gallup Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 23292
- RSSD ID
- 983484
- Primary regulator
- NCUA
- Established
- 1979
- Headquarters
- 1001 Gallup Dr, Omaha, NE 68102
- Employees
- 5
Quick answers
Gallup Federal Credit Union: common questions
Is Gallup Federal Credit Union NCUA insured?
Yes. Gallup Federal Credit Union is a federally insured credit union (NCUA charter #23292). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Gallup Federal Credit Union's TellerScore?
84 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Gallup Federal Credit Union have?
3 offices as of the latest NCUA data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Omaha
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Omaha Public Power Dist Emp Federal Credit UnionCredit union Omaha, NE | 98 out of 100, Very strong | $34.8M | 25.2% | 0.00% | vs |
| North Western Employees Credit UnionCredit union Council Bluffs, IA | 94 out of 100, Very strong | $10.4M | 21.4% | 0.00% | vs |
| American Interstate BankBank Elkhorn, NE | 93 out of 100, Very strong | $132.0M | 20.1% | 0.00% | vs |
| Neighborhood Community Federal Credit UnionCredit union Omaha, NE | 92 out of 100, Very strong | $31.0M | 14.2% | 0.17% | vs |
| Omaha Firefighters Credit UnionCredit union Omaha, NE | 92 out of 100, Very strong | $76.0M | 17.5% | 0.04% | vs |
| Greenwich Municipal Employees Federal Credit UnionCredit union Greenwich, CT | 89 out of 100, Very strong | $32.6M | 14.5% | 0.87% | vs |